Here are the ones we’re asked most often. If you don’t see yours here, just get in touch.
If you’ve got people who rely on your income, or debts that wouldn’t disappear if something happened to you, it’s worth looking at.
Most people come to us when something changes. A mortgage, a business, a family. That’s usually the right time to get professional advice.
You can.
But personal insurance isn’t straightforward.
Policies can look similar, but the details underneath can change how they work when you need them.
Comparison sites focus on price and basic features. Going direct means choosing from one insurer.
We look at your situation first, compare properly across insurers and structure cover so it actually fits.
Then we handle the process and stay involved over time.
No. We only advise on personal insurance. Also note that we don’t do health insurance.
If you need general insurance, we’re happy to point you in the right direction.
It starts with a conversation to understand your situation and what you’re trying to protect.
From there, we gather the information we need, do the research across insurers and come back to you with a recommendation that’s explained properly.
If you decide to go ahead, we handle the applications, underwriting and ongoing support.
No.
We work with clients across Australia, so everything is done via phone or Zoom.
Forms are completed online and documents are signed electronically.
Yes. We know most of our clients are busy, so we’re flexible with timing. If evenings work better, that’s fine.
No. Once your cover is in place, you don’t pay us an ongoing fee.
Your premium goes to the insurer, and they pay us a small ongoing amount to look after your policy.
You can. But some people struggle to find the right cover.
Most either give up part way through or end up with cover that doesn’t quite fit.
There are a lot of moving parts, and it’s difficult to compare policies properly without technical knowledge of insurances..
That’s very common.
Most people have some level of life and disability cover through their super fund, often without realising exactly what it includes.
Sometimes that cover is enough. Often it’s not.
We’ll review what you’ve already got and help you understand how it works, what it would actually pay in a claim and whether it fits your situation.
If it does, we’ll tell you. If it doesn’t, we’ll show you what needs to change.
Individuals, families and business owners who want professional advice and ongoing support.
Most of our clients have financial responsibilities and want to make sure things are taken care of if something goes wrong.
If you need something immediate, short-term or purely transactional, we might not be the team for you. We work best with people looking for the right cover and a long-term relationship.
